Own your book.
Keep 100%.
Build a team.
A modern platform for licensed life advisors who are done leaving commissions on the table. Bring your license — we bring the carriers, the leads, the mentorship, and the path to agency ownership.
The opportunity
Everything a captive shop won't give you — without starting from scratch.
Uncapped 80%+ payout
Take home the industry's highest street-level contracts from day one. No arbitrary caps, no clawback games.
You own the book
Vesting is immediate. Your clients, your renewals, your legacy — portable and inheritable.
Build a real agency
Recruit, mentor, and override a team. We fund your training and hand you a proven playbook.
Free leads until $20K/mo
Exclusive mortgage protection, IUL, and final expense leads provided at no cost until you're writing $20K a month — nothing out of pocket, no financing against commissions.
40+ A-rated carriers
Independent contracts with the carriers advisors actually want. Quote once, place anywhere.
Path to ownership
Hit clear production milestones and open your own agency with equity — not just a promotion.
Compensation
The math is honest. And it's yours.
A veteran advisor writing $150K in target premium keeps roughly $120K here versus $75K at a typical captive. Build a team of five and add six figures in overrides on top.
What you get
A back office built to make you unstoppable.
You sell and lead. We handle the machinery that usually eats an advisor's weekends.
Onboarding & carrier contracting
White-glove appointments with 40+ carriers in your first two weeks. We handle the paperwork.
One-on-one mentorship
Weekly coaching from top producers who've built seven-figure books. Real scripts, real calls.
Lead & CRM infrastructure
Direct-mail, digital, and referral pipelines plugged into a CRM that actually helps you close.
Team-building playbook
The recruiting, training, and override structure to grow from solo advisor to agency owner.
Who this is for
We're selective — on purpose.
This is you
- Actively licensed (or licensed within the last 24 months)
- Coachable and hungry to grow — not just clock hours
- Want to own equity in what you build
- Open to building or leading a team
This isn't
- —Looking for a salary and a cubicle
- —Unwilling to prospect or take coaching
- —Want to keep your book at your current shop
In their words
Advisors who made the jump.
I left a captive shop after nine years. In my first six months here I wrote more premium than my last two years combined — and I actually own the book.
The mentorship is the real product. My upline takes calls with me, not at me. My team is now eight advisors deep.
Warm leads, real carriers, and a check that reflects what I actually produced. That's the whole pitch.
Questions
Straight answers.
Yes — this program is for advisors who already hold an active life insurance license (or held one in the past 24 months). We help with reinstatement if needed.
Apply
Ready to write the next chapter of your practice?
Tell us a little about yourself. If it looks like a fit, a senior advisor will personally schedule a 30-minute conversation — no group webinars, no high-pressure pitch.